Hurry! Get the Chase Checking Account Bonus
Today, we will be talking all about Chase Bank. Chase Bank, a.k.a. Chase is an American national bank that has a large number of customers. Although the headquarters of Chase are in New York City, the bank has branches across the country. The institution constitutes the company, JPMorgan Chase. So why does Chase have such a large customer base and be so popular? Well, it is one of the best modern-day financial institutes that offers incredible service. Today we focus on their checking accounts. It is one of the most popular services offered by Chase. The main reason is the bonus you get by opening a checking account. We are sure that you would like to know more about it. So keep reading to find out more about their checking accounts, the benefits, and the cons.
What is the Chase checking account?
Checking accounts are a type of bank account that lets you keep track of your finances. You can access the account at any time you want for your day-to-day transactions. For instance, you can use the money to buy food, pay for transport, and pay for medical bills, among others. Plus, accessing a checking account is very easy and convenient. You can simply make transactions by accessing the account through your smartphone.
You have the chance to do so much using the Chase mobile app. You can check balances, deposit a check virtually, buy goods and services, etc. It is very convenient for your busy lifestyle.
If you are a Chase checking account holder, you can get a debit card. You can use this card to access your funds from your checking account. Thanks to this debit card, you can access your account at any time. You have the chance to withdraw money from an ATM and settle payments at a physical or online store as well. Let’s say you are going to make payments online. In that case, you will need to give the name of the cardholder, the expiration date, and the card number. On the other hand, things are different at physical stores. You can swipe or tap the card reader at the register to pay at a physical store. It works by automatically deducting the amount due from your linked checking account.
Why choose a Chase checking account?
Chase checking accounts bring you many special features that are beneficial to you. These amazing features ensure a pleasant experience every time you bank with Chase. Are you excited to learn about them? So scroll through to find out the benefits:
Depositing a specific amount to open an account is not required.
A lot of banks require you to deposit a certain amount of money to be eligible to open an account. Luckily, that is not the case with Chase. Chase checking accounts have no rule on the minimum deposit to open an account. You know what that means, right? You guessed right: Chase allows you to open an account with any amount of money. Plus, they give you the chance to create an account and deposit money later, whenever possible.
Waivable monthly fees
This is yet another advantage you can expect from a Chase checking account. This benefit waives monthly fees on certain checking accounts. The Chase Premier Plus Checking and the Chase Total Checking allow you to waive charges.
Branches across the country
As we said earlier, Chase Bank’s headquarters are in New York City. However, the bank has branches and ATMs across the country, in most parts of the U.S. To be exact, Chase currently has over 16,000 ATMs and 4,700 branches in different cities. This makes banking with them so much more convenient.
Easy saving
Banking with Chase also means you get to enjoy Chase’s Autosave. This special feature makes saving incredibly simple with automatic transfers to your savings account. Plus, if you have a child, you can get Chase First Banking. It is also a checking account, which will work well for you and your child with its debit card.
Chase’s partnership with Zelle
Another awesome feature of Chase is that the bank supports Zelle. For those of you who are not familiar with Zelle, it is a payment platform that you can use to send money across banks. It also lets you receive funds through the platform and saves you from the fees associated with the usual wire transfers.
Chase Total Checking Sign-Up Bonus: $200
Let’s say you opened a checking account with Chase Bank. Guess what you can get? Congrats, because you can expect a bonus of up to $200. This is a feature provided by the bank for new Chase checking customers upon opening a Chase Total Checking® account and setting up direct deposit within 90 days of enrollment.
There are two ways you can obtain this bonus. The first method is to create your account online and get your bonus. Alternatively, you can even give your email to the bank to get your coupon in your account. The account is subject to approval because, understandably, not everyone qualifies for a checking account, especially if it is listed in the ChexSystem. Remember to apply before the deadline for this offer, which is January 25, 2023.
Chase Bank’s College Checking Account Bonus: $100 Sign-Up Offer
Are you a student who’s planning to open an account with Chase? Well, a Chase College Checking Account is the best option for you. And the best part is that you can get a $100 bonus with qualifying transactions if you open a checking account. So how can UPI get the bonus? Well, you can either open your checking account online to get the bonus or give your email address to the bank to get the coupon to present when opening at a branch. Keep in mind that this offer expires on January 25, 2023. Getting your bonus is as simple as it gets. You only need to follow two steps, which are listed below:
First, open a new Chase College Checking account online or use your coupon at the nearest Chase Bank branch.
Once you do that, complete 10 eligible transactions within 60 days of coupon enrollment. The bank will then provide you with a $100 bonus within 15 days of completing the eligible transactions. As a student, this bonus can help you with buying necessities for your studies.
Chase Bank’s Business Checking Account Bonus: $300 Sign-Up Offer
Suppose you opened a Chase Bank Business Complete Checking account. This means you can get a bonus of $300. All you need to be eligible is to be a Chase Bank Business Complete Checking account holder and complete the required activities to qualify. Here’s what you need to do to get your bonus:
- First up, create a Chase Business Complete Checking account online or show the offer at your nearest Chase branch.
- Then, deposit a minimum of $2,000 in your checking account within 30 days of offer enrollment. Make sure to maintain the balance for 60 days.
- After that, you need to fulfill five eligible transactions. Remember that they should be fulfilled within 90 days of account opening. Then, your offer will be deposited within 15 days.
So you may want to know what the qualifying transactions are that you need to complete to be eligible to get the bonus. Well, they include the following:
- Chase Quick Accept deposits
- Chase Quick Deposit,
- Debit card purchases,
- Chase Online Bill Pay,
- wires (credits and debits)
- ACH (Credits),
Remember that this offer applies to all new business-checking customers. Since the offer expires on February 16, 2023, you will need to hurry up. You can initiate the process by providing your email at the account opening page to receive the coupon when you apply online. Chase applies the offer automatically when you apply online.
Increase your checking bonus with a Chase credit card bonus
Banking with Chase comes with many benefits. One of them is the bonus they provide customers. You can even increase the bonus you receive.
We discussed many credit card offers you can choose from. Suppose you used the Chase Freedom Unlimited® credit card. In that case, you will be able to get a $200 bonus and a 5% grocery store offer of up to $800 total cash back. Isn’t that incredible? Other than that, there’s another benefit when you spend $500 on purchases within your first three months of account opening. That is a bonus worth $200. You also earn 5% cash back on some grocery store purchases of up to $12,000 you make during the first year.
Apart from that, you can also earn cash back for every purchase. For instance, the card will provide 3% on dining and drugstores, unlimited 1.5% cash back or more on all purchases, and 5% on travel purchased through Chase. Other credit cards with amazing bonuses include the Chase Freedom Flex Credit Card, the Chase Sapphire Reserve Credit Card, the Marriott Bonvoy Bountiful Credit Card, the Amazon Prime Rewards Visa Card, etc.
The cons of the Chase checking account bonus
Chase Bank comes with a lot of benefits, as we discussed. However, that doesn’t mean there are zero disadvantages. It is important to learn the pros and cons of the Chase checking account bonus.
1. Required to meet specific thresholds
This could be the biggest disadvantage associated with the Chase bonuses. The bank requires you to meet certain thresholds. Let us break this down for you. For instance, the Chase Business Checking Account will ask you to deposit at least $2,000 in your account within 30 days of offer enrollment and retain the balance for 60 days to get the $300 bonus.
2. Shop at specific places
Usually, cash backs offered through credit cards require that you shop at specific places. Although you may want to shop at a store of your choice, if it isn’t specified by Chase, then you cannot expect cash back for shopping there.
Applying for and Receiving the Bonus
So far, we’ve discussed multiple ways you can go about obtaining the bonuses provided by Chase. Always remember that it is essential that you spend up to the minimum required amount for your Chase card. Also, shopping at specific places will ensure you get cash-back bonuses.
Wrapping Up
There you go. Now you know all about Chase Bank’s checking accounts. We discussed the benefits that come with keeping the account, such as bonuses the bank offers to users. We also discussed the disadvantages. If you weigh the benefits and the disadvantages associated with a Chase checking account, it is safe to say it has more pros than cons. So did you figure out the checking account that suits you?